Homescape Verde
HOMESCAPEVERDE
by Ekriola
IdiomaPTENFR

Buying a house in Cape Verde

Buying a house in Cape Verde is safe and relatively straightforward if you follow the right steps: choose and negotiate; sign a promissory contract with a deposit (usually 10–20%); verify the documents — land registry certificate, tax record and the property's fiscal situation; then sign the public deed before a notary and register the property in your name.

Beyond the price, budget for the IUP transfer tax (typically 1.5%), notary and registration fees and optional legal fees — around 3% to 5% in total. Cape Verdean banks typically lend up to 70–80% of the appraised value, with dedicated lines for residents and the diaspora. Browse the listings below and talk to our team — we support every step, from the first viewing to the keys.

Houses and apartments for sale

Frequently asked questions

What are the steps to buy a house in Cape Verde?+

Choose and negotiate; promissory contract with a 10–20% deposit; document verification (land registry, tax record, fiscal situation); public deed before a notary and registration in your name. The process typically takes 1 to 3 months.

What costs come on top of the price?+

IUP transfer tax (~1.5%), notary and registration fees, and optional legal fees — around 3% to 5% in total on top of the purchase price.

Can I get a mortgage in Cape Verde?+

Yes. Banks typically finance up to 70–80% of the appraised value over terms of up to 25–30 years, for residents and — through dedicated lines — for the diaspora with foreign income.